At CarPow, we believe that every customer deserves the same level of care — no matter their financial situation or credit history. That’s why we take the time to understand each person's needs and provide tailored, transparent, and expert guidance throughout the entire car finance journey. It’s this commitment to genuine service and long-term support that has earned us thousands of five-star reviews and an ‘Excellent’ rating on Trustpilot from customers all across New Zealand.
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CarPow Cars
Car Finance That Fits Your Life
At CarPow, we keep car finance safe, transparent, and stress-free — with clear rates, fast approvals, and real support at every step. These are the values that drive how we work for you.
A Little Bit About Us
With our foundations in the UK car market in 2007 and in NZ since 2012, CarPow is built to make buying a car simple. Our advanced technology assists you every step of the way and makes the whole process as stress-free as possible.
See How We Approve Your LoanWhere is CarPow based?
Our team is proudly based in Hamilton, but we deliver vehicles all across New Zealand. Whether you’re in the Far North, the South Island, or anywhere in between, CarPow can get your new car to your home or workplace — fast, safe, and simple.
CarPow Cars
Smart Cars. Flexible Finance. One Seamless Experience.
CarPow Cars brings together quality vehicles and smart finance in one place. Browse hand-picked cars, get pre-approved online, and drive away with payments that fit your life.
- Same-day pre-approval with clear, upfront rates.
- $0 deposit options and weekly payment plans.
- Not sure what you want? We’ll do the leg-work and match cars to your needs and budget.
Hand-Picked Vehicles
Curated cars that meet our quality, safety, and value standards—ready for test drives and delivery.
Fast, Online Approvals
Apply in minutes and get a decision fast. No paperwork, no pressure—just straight answers.
$0 Deposit Options
Kick things off without a lump sum. We’ll tailor weekly payments to suit your budget.
Concierge Car Match
Tell us your needs and budget — we’ll source the right options and save you hours of searching.
Transparent Rates
Clear pricing, fixed-rate options, and no surprises—so you can choose with confidence.
Get It Now — Upgrade Later
When you’re ready to change, we’ll help with upgrades, resale, and timing around payouts.
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Real Reviews from Real People — See Why Thousands Choose CarPow Cars!
Our Online Customer Portal
See exactly where your loan is up to 24 hours a day, download documents and even pick your perfect vehicle from our instant buy stock list if you wish.
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View Car Loan Updates 24/7
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Eligibility Test In 15 Minutes
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Search and Select Your New Vehicle
Ready to explore?
Your loan and car search — all in one place.
⭐ Trusted by thousands of Kiwis
CarPow Car Loans
Let CarPow Guide You Through the Loan Process
CarPow's team of experts uses smart technology to match you with the best lender for your credit profile—making car finance simple, fast, and tailored to you.
Browse, Select & Drive
Our online vehicle selector lets you find the perfect car without leaving your seat. Watch the car appear on screen, compare your favourites, and choose with confidence — all from your device.
- 🚘 Instant access to nationwide stock
- 🖥️ Browse by type, budget, or preference
- ☕ All while sipping your coffee at home
Secure Vehicle Access ✅
Online Eligibility Explained
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CarPow connects with all major New Zealand banks for a seamless, secure affordability check — fast and reliable, 24/7.
Track your loan in real time like a pizza delivery — seriously.
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Eligibility Check
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Bank Linked
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Lender Matched
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Signed & Sorted
Each step updates automatically in your CarPow dashboard — anytime, anywhere.